There are very different rules about digital items, including much less Seller and Buyer Protection.
Perhaps you should bring this question to the next Weekly Board Hour.
This is the (often cancelled) Canadian one
http://community.ebay.ca/t5/Weekly-Board-Hour-Session/bd-p/23000000073
There is also a similar Session with 'Griff' on the dotCOM site, which may be more responsive if you can get through.