Buyer disputing a purchase on another account | Selling

bhch-0 · 2023-09-02T05:49:24.134000Z

Long story short, I sold a sports memorabilia card that I'd purchased from another ebay seller 4-5 months prior for around $1000 Canadian through ebay about 2 months ago. The item is backed by ebay's authenticity guarantee program. The item gets to the fellow, who's American, around middle of July. Due to a general sense of disillusionment when it comes to Ebay's overall bias towards sellers, I decided to close the account. Fast forward to middle of August, more than one month after the fellow received his item, he says he wants to return it on the whim that he believes it's inauthentic. I reject the return and ebay backs me up as the item is backed by their guarantee, plus I made it clear I don't accept returns. Fast forward to August 31, the little roach decide to file a dispute against me with his Financial Institution. I state my case as clearly as I could (how the item advertised was what was received, is backed by the guarantee etc). Seeing as how this individual is the son of a powerful multimillionaire (yep, I did my research, even managed to track his home address down as all he provided me was a PO box in another state), it's blatantly obvious that the bank will side with him rather than the poor middle-class Non-American. As a result of that, Ebay will refund him and then come after me. As such, Ebay will inevitably try to charge my acount and let the charlatan keep the item as well. I reached out to my financial institution and advised them of the situation and asked them to freeze the card provided to ebay, as well as block Ebay from being able to extract money from my account. Ebay will invariably keep trying to get what they think that they're entitled to, and after 90 days it will be passed along to a collections agency. I'm sure there have been some people who've experienced this as sellers. What can I really expect besides some nasty letters and phone calls (which I'll just block). I'm not going to pay no matter what they might do. From what I can see, I can contest the debt and based on the fact they don't have my SIN, and they've inherited it from Ebay, they won't have too much to go off of. I don't believe the police is going to get involved as they'll believe it's a civil case, and good luck going up against some hotshot in America. Also, don't have the money nor the time to sue Ebay, not that I think I'll win anyway. I know the agency can't physically harass me at home or my workplace, so what can they really do in the end? I'm willing to take a credit hit if need be.

Discussions

Buyer disputing a purchase on another account | Selling | eBay Canada EN