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Canadian threshold for reporting income | Selling | eBay Canada EN

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Canadian threshold for reporting income

Summary: The discussion revolves around the topic of the Canadian threshold for reporting income. Participants engaged multiple times in a conversation about this regulatory topic without revealing specific details or viewpoints. While the conversation involved several exchanges between the participants, the content remains unspecified throughout the interactions.

This just popped up on the US announcement feed from middle of August 2025 regarding change to US thresholds for gig type sellers.

1099-K threshold reverts to prior level

We’re excited to share that the Form 1099-K reporting threshold has been restored to its prior level of $20,000 and 200 transactions, effective now.

What does this mean for you?

Fewer sellers will be subject to 1099-K reporting, reducing confusion and the hassle of unnecessary paperwork in the future.

You’ll only receive a Form 1099-K for 2025 if you meet any of the following criteria:

You exceed $20,000 in gross sales and 200 transactions
You have federal and/or state backup withholding applied in 2025 or were subject to withholding in 2025
You reside in a state that has a lower reporting threshold

Please note that you’re responsible for reporting any taxable income to the IRS. To learn more about Form 1099-K, reporting thresholds, and what it includes, visit our Help page. For any questions about your specific situation, please consult a tax advisor.

As always, thanks for being part of the eBay community.

Maybe the the Canadian gov could be so nice? Not like any supports the gov is currently providing will help out Joe or Judy seller selling the bare minimum.

Current Canada limits:

Reporting threshold: Gig work platforms have to report income for all workers who have done 30 or more activities on the platform, and have earned more than $2,800 in a year. Information disclosure: Platforms must provide the workers' personal information to the CRA. Mar 12, 2025

Not sure if anyone else agrees but 30 transactions/$2800 seems a bit low.

lotzofuniquegoodies

2622 View listings

Posted 1 year ago·Last reply 10 months ago

20 comments

byto253

·10 months ago

And that $30k GST limit came into effect in 1991, so would be about $71k today. So glad the feds (any party) are so behind small businesses.

xmiketheripper

·10 months ago

So, I was always under the impression that if you sold over $30,000 in Canada, you had to report it, is that threshold STILL if you go over $30,000, it will affect when you do your taxes the following year, and now the only change is the CRA just wants a digital report for their own records if it goes over $2800, but if you're below $30,000, it won't make a difference? or did that $30,000 really go all the way down to $2800..?

I knew these changes were coming into effect Jan 1st, 2025, but that made me think " Okay, so whatever i sell this year will affect next year's tax season - if i go over, annoying, but that's not the end of the world, i haven't sold a lot this year" I just got an e-mail yesterday, November 13th/2025 saying they sent the CRA my sales from 2024 though.... why 2024? Everyone did their taxes in Feb of this year already, and these laws just changed this year, i'm not a store with 10,000 itmes, and 100,000 feedback, on a good year i'll sell 11 items, my feedback is 282 mixed as a buyer and seller, but I sell collectibles from my personal collection, sometimes new, mostly used items.. and i'm always below $10,000, nevermind $30,000...

recped

·10 months ago

@xmiketheripper wrote:
So, I was always under the impression that if you sold over $30,000 in Canada, you had to report it, is that threshold STILL if you go over $30,000, it will affect when you do your taxes the following year, and now the only change is the CRA just wants a digital report for their own records if it goes over $2800, but if you're below $30,000, it won't make a difference? or did that $30,000 really go all the way down to $2800..?

I knew these changes were coming into effect Jan 1st, 2025, but that made me think " Okay, so whatever i sell this year will affect next year's tax season - if i go over, annoying, but that's not the end of the world, i haven't sold a lot this year" I just got an e-mail yesterday, November 13th/2025 saying they sent the CRA my sales from 2024 though.... why 2024? Everyone did their taxes in Feb of this year already, and these laws just changed this year, i'm not a store with 10,000 itmes, and 100,000 feedback, on a good year i'll sell 11 items, my feedback is 282 mixed as a buyer and seller, but I sell collectibles from my personal collection, sometimes new, mostly used items.. and i'm always below $10,000, nevermind $30,000...

You are confused in regards to the $30,000.

$30,000 in revenue is the level at which you MUST registered for GST/HST, it has absolutely nothing to do with Income Tax.

For Income Tax reporting you must declare EVERY penny on income starting at 1 cent.

The $2800 is the minimum level at which eBay must report your sales to the CRA (previously there was no reporting requirement at all regardless of the amount).

Also be aware that the form that eBay reports and has provided now for tax year 2024 is not a form that you include with your tax return. It is simply an informational document that CRA can use to confirm that your tax return filed in 2024 included all your income.

It's is not the same type of document as a T-4 (employment income) or T-5 (investment income).

xmiketheripper

·10 months ago

okay, so i'll request a readjust from the cra and add it now then. thanks for the response!

7366carl

·10 months ago

Before you contact CRA. Do you own due dillagence! 😉

xmiketheripper

·10 months ago

what does that mean? lol ebay already reported it to the CRA and i did my taxes in Feb already,, i don't have a choice, i have to adjust this now, or i'll be penalized, no? i don't know why ebay didn't do this EARLIER this year, why they waited for November is beyond me

marnotom!

·10 months ago

@xmiketheripper wrote:

ebay already reported it to the CRA and i did my taxes in Feb already,, i don't have a choice, i have to adjust this now, or i'll be penalized, no? i don't know why ebay didn't do this EARLIER this year, why they waited for November is beyond me.

To be blunt, your plans to adjust your tax return shouldn’t have been prompted by eBay filing this document with the CRA and providing you with a copy. I’m sorry you received bad information on what you thought was an income threshold, but regular visits to this board could have steered you in the right direction sooner.

7366carl

·10 months ago

There is no $30,000 limit for income tax. But you are not the only one who thinks that. I hear it over and over. Even from people I have told previously. The confusion is that is the limit to start collectting GST. Nor is there some clause where hobby income doesn't count. I hear that one a lot too.

"In Canada, the $30,000 threshold primarily determines whether a business is required to register for, collect, and remit the Goods and Services Tax (GST) or Harmonized Sales Tax (HST). "

marnotom!

·1 year ago

@lotzofuniquegoodies wrote:

Current Canada limits:
Reporting threshold: Gig work platforms have to report income for all workers who have done 30 or more activities on the platform, and have earned more than $2,800 in a year.

Doesn’t matter what the minimum is for the platform to report the income to CRA, the worker still has to report all of their income themselves.

At least, that's how I understand things, @lotzofuniquegoodies.

lotzofuniquegoodies

OP1 year ago

@marnotom! wrote:
@lotzofuniquegoodies wrote:

Current Canada limits:
Reporting threshold: Gig work platforms have to report income for all workers who have done 30 or more activities on the platform, and have earned more than $2,800 in a year.
Doesn’t matter what the minimum is for the platform to report the income to CRA, the worker still has to report all of their income themselves.

At least, that's how I understand things, @lotzofuniquegoodies.

As I pointed out previously when this came up, dot com provided com sellers a warning a year in advance. Canadian sellers found out by accident because nothing was officially posted on ca. My only issue is 2800.00 per year (235.00 per month) is almost a petty amount in the scheme of things. Especially when you compare 30 (30 would poof pretty fast for anyone selling sports cards) transactions vs 200. Not like a Canadian seller doing that level is buying a 2nd/3rd/4th home with the proceeds. Next they will be going after anyone that has more than 1 or 2 yardsales per year. Oh right. They were doing that years ago in Manitoba. (Yardsale police). Current longstanding limit is 2 in a calendar year, not to run longer than 3 days.

marnotom!

·1 year ago

There was no reason to “warn” sellers about something they should have been doing since day one. As I’ve mentioned a few times on this board, back in 1999 when my wife and I started selling on eBay, a financial advisor friend of ours advised us that all our eBay income had to be reported on our tax returns.

The reporting limits you’re referring to apply to the platforms, not the sellers using the platforms.

Again, as I understand this, @lotzofuniquegoodies.

lotzofuniquegoodies

OP1 year ago

@marnotom! wrote:
There was no reason to “warn” sellers about something they should have been doing since day one. As I’ve mentioned a few times on this board, back in 1999 when my wife and I started selling on eBay, a financial advisor friend of ours advised us that all our eBay income had to be reported on our tax returns.

The reporting limits you’re referring to apply to the platforms, not the sellers using the platforms.

Again, as I understand this.

@marnotom!

You don't feel a heads up should have been provided to Canadian sellers when they did officially for US sellers? Seems a bit lazy on eBay's part. As I recall from the uproar when it was discovered many ca sellers were caught by complete surprise. IF Canadian sellers would have been advised they could have prepared much easier and had their ducks in a row. As for the K1099 as far as I know eBay Canada doesn't even provide a similar type document. Best we can do is a mickey mouse version crv file.

marnotom!

·1 year ago

@lotzofuniquegoodies wrote:

@marnotom!

You don't feel a heads up should have been provided to Canadian sellers when they did officially for US sellers? Seems a bit lazy on eBay's part.

My understanding is that eBay informed its users of the CRA reporting requirements for digital platforms at the same time Uber, DoorDash, etc. did and when the media got hold of the story, @lotzofuniquegoodies.

I'm still not sure that you understand that this requirement was applicable to digital platforms, not the users of those platforms.

sapphyres-designer-jewellery

·1 year ago

@marnotom! wrote:
@lotzofuniquegoodies wrote:
@marnotom!
You don't feel a heads up should have been provided to Canadian sellers when they did officially for US sellers? Seems a bit lazy on eBay's part.

My understanding is that eBay informed its users of the CRA reporting requirements for digital platforms at the same time Uber, DoorDash, etc. did and when the media got hold of the story, @lotzofuniquegoodies.

I'm still not sure that you understand that this requirement was applicable to digital platforms, not the users of those platforms.

BTW, ride share drivers in Canada report their income (I'm going to assume that applies to most of them, based on my inside work for one of those gig platforms).

I'm a lot ticked off about the US limit going back to 20K so that casual sellers who make 19.9 K can undercut my prices because they don't have to pay tax on their profits. Since I pay tax on my profits I have to make sure I charge enough to still make money after I'm done paying 29% taxes on my profit.

In 2024 my profit (after all expenses including use of home) was around $3000 and I remitted $1200 in taxes to CRA on said profit when I filed my return in April.

C.

marnotom!

·1 year ago

@sapphyres-designer-jewellery wrote:
I'm a lot ticked off about the US limit going back to 20K so that casual sellers who make 19.9 K can undercut my prices because they don't have to pay tax on their profits.

Even if these sellers don't receive 1099-K's, they still have to report the income.

https://www.irs.gov/businesses/what-to-do-with-form-1099-k

The third-party reporting limit has changed, not the income tax-exemption limit.

lotzofuniquegoodies

OP1 year ago

@marnotom! wrote:
@lotzofuniquegoodies wrote:
@marnotom!
You don't feel a heads up should have been provided to Canadian sellers when they did officially for US sellers? Seems a bit lazy on eBay's part.

My understanding is that eBay informed its users of the CRA reporting requirements for digital platforms at the same time Uber, DoorDash, etc. did and when the media got hold of the story, @lotzofuniquegoodies.

I'm still not sure that you understand that this requirement was applicable to digital platforms, not the users of those platforms.

@marnotom!

@sapphyres-designer-jewellery

I received nada about it from eBay. Same experience from others I have spoken to. I wouldn't have known anything about unless I happened upon the discussion post about it first couple of monthis in 2025. That user found it in help by pure luck. The announcement on com was end 2023 with updates in Jan of 2024

This was 1 of them. Unsure if they are all still visable.

https://community.ebay.com/t5/Announcements/IRS-announces-another-delay-of-the-600-reporting-threshold-for/ba-p/34153125

marnotom!

·1 year ago

@lotzofuniquegoodies wrote:
@marnotom!

I received nada about it from eBay. Same experience from others I have spoken to. I wouldn't have known anything about unless I happened upon the discussion post about it first couple of monthis in 2025. That user found it in help by pure luck.

@lotzofuniquegoodies, could it be that the Canadian information was semi-buried in an email about a request from eBay.ca and CRA for SINs?

See post 115:

https://community.ebay.ca/t5/Seller-Central/Starting-January-2025-Ebay-Canada-to-require-SIN-number-for-all/td-p/515382/page/6