PayPal Credit

[kays_place]

I have a customer trying to purchase an item and wants to know if I accept "PayPal Credit".  I accept PayPal, is this something different?

[mr.elmwood]

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@kays_place wrote:

I have a customer trying to purchase an item and wants to know if I accept "PayPal Credit".  I accept PayPal, is this something different?

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No real idea what they are asking unless they want to know if they can pay through PP using their Credit Card, hang on a second.

Think think think.

There is some sort of program some buyers can access where they buy and they make payments to PP. This has nothing to do with you as PP pays you and they carry the customer.

[ypdc_dennis]

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@kays_place wrote:

I have a customer trying to purchase an item and wants to know if I accept "PayPal Credit".  I accept PayPal, is this something different?

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It's a PayPal lending program (used to be called bill-me-later). The buyer has to be credit approved, purchase must be greater than $149us. The bank paypal uses (Comenity Capital Bank) pays the seller and the buyer pays it off in monthly installments.

Pretty sure the program is only available to USA-based buyers.

But I'm not sure if it matters where the seller is located (but it might).

-..-

[kays_place]

Thanks for the information. The buyer is in the US.  THE ITEN IN QUESTION WAS FOR $10.  CDN + shipping..  Go figure!

[ypdc_dennis]

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@kays_place wrote:

... The buyer is in the US.  THE ITEM IN QUESTION WAS FOR $10.  CDN + shipping..  Go figure!

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Well, they might have asked the question on a $10 item, but they could have also been considering one of your other more finance-worth listings.  You have quite the selection...

[mr.elmwood]

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@ypdc_dennis wrote:

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@kays_place wrote:

... The buyer is in the US.  THE ITEM IN QUESTION WAS FOR $10.  CDN + shipping..  Go figure!

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Well, they might have asked the question on a $10 item, but they could have also been considering one of your other more finance-worth listings.  You have quite the selection...

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Possible, however, any time I have heard a discussion about PP credit, the potential buyer had no money, no CC, no credit score, and was under the impression the seller was extending terms.

[femmefan1946]

I'd suggest a polite and informative Message. For example.

"Thank you for your question. I accept Visa and Mastercard payments through Paypal. If you do not have a Paypal account at the moment, just go to paypal.com and follow the steps to enter your chosen credit card.

Paypal will send a small amount to your bank account. When this arrives, you notify PP of the amount to verify your identity. This may take a day or two, although Americans usually find it goes faster.

I hope this information is useful to you.

karjay"

If that isn't the question the customer is asking, he should be getting back in touch with a clearer question.

[mr.elmwood]

What the lovely Miss Femme says. Any reply is better than no reply, well, except for "Whut?".

Some people do not express themselves clearly. In my case is tell people: "Go with what I mean, not with what I say".

[pjcdn2005]

As one of the other posters mentioned, the buyer is referring to a Paypal program that gives some buyers credit  in some cases. The seller has no say in the matter. It's up to Paypal whether or not they will extend credit to that particular buyer for that particular item.

[recped]

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@pjcdn2005 wrote:

As one of the other posters mentioned, the buyer is referring to a Paypal program that gives some buyers credit  in some cases. The seller has no say in the matter. It's up to Paypal whether or not they will extend credit to that particular buyer for that particular item.

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If your listing is eligible for PayPal Credit it will show it in the Payments Section of the listing page header (only when viewed on .com as far as I can tell).