notes from Ebay that a seller is no longer a member.
EBay kicked the scammer off the site for being a scammer.
In most cases I do not receive the goods
Because they are scammers.
I do get a Refund quickly.
Are you opening Item Not Received disputes?
That gets your money back quickly.
Paypal, telling me that the seller does not have Pay Pal privileges
PP refused or closed the scammer's account for being a scammer.
Both actions are Buyer Protections, although eBay is very clumsy about explaining and refunding.
Tip: Any feedback percentage under 98% is horrible. If the seller is in Asia, any FB under 99% is horrible.