Is there a way to get shipping charges taken out of my pending money instead of bank accnt

[mommykins41]

Is there a way to get shipping charges taken out of my pending money instead of my bank account? I know one of these times it's gonna bounce from my banks end. I don't understand why they wouldn't automatically do this?

[pjcdn2005]

They take shipping funds from my eBay funds unless the money has already been deposited.