The $25.00 credit card is a good idea in theory as we have already tried that idea. When ebay locks up your account due to they cannot access the card due to insuffcient funds you still have to put a REAL CARD ON FILE TO KEEP SELLING.
I think that they have covered this route and thought of that before any one thought of a Fake Card action in this Power Seller Forum.
I did some more thinking of this on a broader scale as if I was a company this would be a great way to generate revenue with no recourse.
Bottom Line do the Math
Overbill
100,000 users for one month
x $500.00 usd per seller for ebay fees over billing
= $50,000,000.00 MILLION DOLLARS
Then they hold it for 30 days
X .03 interest rate per month = $1,500,000.00 they made in interest using your money.
Now lets multiply that by 12 months
$1,500,000.00 x 12 = $18,000,000.00 Million Dollars
$18,000,000.00 x 5 years = $90,000,000.00 Million Dollars
$18,000,000.00 x 10 years = $180,000,000.00 Million Dollars
THIS WORKS BETTER THAN THE LOTTERY AND NO ONE HAS A WINNING TICKET.
What would you do as a company if there was no recourse from your users or customers under any law.
Fitz