User Activity

Many buyers cant use paypal because of the country they are in or because they don't have a credit card. I am looking for an alternative to PayPal for these buyers to use. I'm interested in what other sellers use considering global availablity, cost ...
I would like to hear what everybody does about declaring ebay income for income tax. This is assuming your don't have an official business, but need to declare as personal income. I am very worried about the next tax time. To really legal sell stuff ...