I can't figure out how she charged you , and collected .
When eBay sends an invoice it has the selling price plus the advertised shipping fee.
If a seller is registered to collect sales taxes, that may also appear.
Could you send a screenshot of the Paypal invoice you received?
I'm wondering if you were somehow persuaded to move the sale "off eBay" and she added the charge to the invoice there. PP is used by many sales sites, not just eBay, so it does have some flexibility.
Or is the "paypal fee" actually described as a Handling Fee?
Those are allowed but usually are there to cover packaging costs. I suppose the term is loose enough to cover something like 3rd party insurance or even PP fees, but I'm pretty sure those are not allowed by eBay. They are supposed to be included in the selling or shipping price.
she has her feedback set to private,
This means she is no longer selling, since sellers cannot have Private Feedback, only buyers.
You can still leave feedback, it just won't show. But feedback doesn't affect eBay's measures of member accounts anyway.
Can anybody help me find a way to report her?
You can phone the Security Centre at the bottom of this page.
Or you could open a Not As Described dispute in the Resolution Centre, the NAD being the extra unmentioned charge.
