I can't seem to use a prepaid credit card for my purchase and the debit takes about 8 business days.

[baerca8]

How can I pay for my item if I can't use a prepaid credit card?

[toby_le_pue]

From Paypals help site

For security reasons, you can’t link a gift card, prepaid card, or one-time-use card.

Get a regular credit card