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i work in a bank and i process wires all day long. if they come in US funds, we keep them in US funds and deposit to US accounts or whatever else, so I don't know what rule that says it has to be converted? Maybe western union has their own rules, un...

rbc centura is too expensive for service charges, might as well just convert the funds.

i doubt there is a law, otherwise we would not be able to receive wires from the US in the US currency, but we do all of the time.

i'm wondering if paypal will ever offer deposits to US accounts held in Canada. We can all go to the bank and get a US account, why can't we transfer the funds without them being converted to canadian? Craig