Currency Conversion paying via Paypal

ms22_46
Community Member

If a buyer with a Canadian account purchases from a US Seller, and pays via Paypal using a USD credit card linked to Paypal, would there be currency conversion, or currency exchange fee?

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Is the card from a Canadian or an American bank?
EG Royal Bank of Canada VISA or RBCBankVISA?

 

It has been my understanding that the international fees kick in when the card is not from a US bank.

The currency is less important.