And I am not alone in wondering why MP does not allow us to carry a balance and use it to make purchases on eBay.
Musing and pontificating as usual:
It's called Managed Payments and not Managed Funds.
PayPal balances don't earn interest and they're not covered by deposit insurance. If Adyen were to set up a similar arrangement as PayPal for balances, they may be held to different standards because it's a somewhat different operation than PayPal. Or maybe they just don't want to go their and open themselves up to all sorts of liability or security issues. We still see reports of hackers or ne'er-do-wells gaining access to people's PayPal accounts through cleverly constructed phishing expeditions or whatnot, after all.
