An update ... The culprit has been silent since Friday when he wished my luck collecting the money from him. Today I added to the dispute that I had still not received payment and his response was to leave him alone. So I filed for credit, filed a complaint with the USPS and the ICC. Now I am trying to compose appropriate feedback for someone who would cancel a money order once they knew with item was on its way. He has been rude, childish, and most of all he has committed fraud. Here is the entire dispute: You have to read it from the bottom up as they are posted in reverse order with the newest response at the top .... I have had to *** the buyers name ...
eBay May-15-07 at 10:32:42 PDT
The Unpaid Item dispute has been closed for the following reason: The seller has ended this communication and filed for a Final Value Fee credit.
nancyschina May-15-07 at 10:32:41 PDT
The buyer has the item and cancelled his payment ... he is refusing to pay for the item. I have filed
complaints with the USPS and the ICCC ... he has committed fraud.
b******* May-15-07 at 10:26:00 PDT
GOOD LUCK.
nancyschina May-15-07 at 09:51:35 PDT
I thought you would do the RIGHT thing.
b******* May-15-07 at 07:11:08 PDT
I THOUGHT I WASNT GOING TO HEAR FROM YOU ANYMORE.
nancyschina May-15-07 at 05:42:40 PDT
It is Tuesday May 15th ... still waiting for payment!!!
b******* May-10-07 at 15:24:13 PDT
GOOD LUCK!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
nancyschina May-10-07 at 11:32:54 PDT
This is not how business is conducted ... payment is way past due and your are in arrears to the
amount of $334.01 US. Please do not force me to contact the FBI and the USPS regarding the fraud you
have committed. Payment is to be made immediately.
b******* May-10-07 at 11:29:19 PDT
I will send you the check when I am ready to. Do not contact me anymore.
nancyschina May-10-07 at 11:19:39 PDT
You have had a few hours now to contact your bank ... I have proof that you have received the figurine
via delivery confirmation on the Canada Post website. I also have the money order and documents to
show that you Stopped Payment. Please make payment via Paypal ASAP.
nancyschina May-10-07 at 09:23:33 PDT
Thank you Ben ... please let me know what they say as I am anxious to have payment for this item.
b******* May-10-07 at 09:21:15 PDT
THANK YOU, ILL CONTACT MY BANK.
nancyschina May-10-07 at 09:15:12 PDT
I have resent it in 3 different sizes ...
b******* May-10-07 at 09:06:00 PDT
IMAGE OF THE CHECK IS TOO SMALL. NEED TO SEND A LARGER IMAGE BECAUSE I CANT READ IT. THANKS,
BEN
nancyschina May-10-07 at 08:39:29 PDT
I resent the scan and also a link to where you can see it on my web provider.
b******* May-10-07 at 08:16:56 PDT
Please send the scanned check again, I couldnt pick it up on my computer. Thanks, Ben
nancyschina May-10-07 at 07:37:28 PDT
Ben;
I have the check now ... the attached document indicating reason for return states: Payment
Stopped. I have emailed you a scan of this to your email address. Please make good the amount owing
of $334.01 so we can close this dispute to the satisfaction of both of us.
Nancy
b******* May-09-07 at 16:34:02 PDT
THANKS, LET ME KNOW.
nancyschina May-09-07 at 08:36:16 PDT
Just to update this dispute ... it is now Wednesday and I have not received the check yet from the
clearing center however my account is still debited the $327.01. I see that you received the figurine
though ... so now you have the figurine and I do not have the money. I will update again when I get
the check so I can let you know why it did not clear.
b******* May-07-07 at 12:39:29 PDT
LET ME KNOW WHAT HAPPENS.
nancyschina May-07-07 at 11:49:27 PDT
I took it to the bank last Monday when I received it. They sent it to the clearing center. They have
sent it back and that means that they could not clear it ... I will have more specific information
when I get the money order back from the clearing center. Meanwhile, the money has been debited from
my account.
b******* May-07-07 at 11:30:14 PDT
I CANT FIGURE OUT WHY YOU ARE HAVING SOMUCH TROUBLE CASHING THE MONEY ORDER AT YOUR BANK.
b******* May-07-07 at 11:24:52 PDT
THAT SOUNDS FINE.
nancyschina May-07-07 at 10:42:32 PDT
I just spoke to may bank AGAIN. The check has been returned from the clearing center to me. Over the
next few days the money will be going back into your account and I will still be out the $$. So lets
both wait patiently for me to get the check (I seem to recall it was a money order) and by then you
will see the money back in your account. Then we can renew this discussion.
b******* May-07-07 at 10:37:15 PDT
THE BANK SAID IT CLEARED.
b******* May-07-07 at 10:35:35 PDT
I CALLED THE BANK AND THEY INFORMED ME IT HAS CLEARED.
nancyschina May-07-07 at 10:32:37 PDT
I will have it in a few days ... they are mailing it to me ... if it cleared ... it would be at your
end not mine ... it will be stamped with the information as to what happened ... please contact your
bank to see that it did not clear. Then we can end this silly back and forth nonsense.
b******* May-07-07 at 10:30:22 PDT
I HAVE NO IDEA. WHY DONT YOU ASK YOUR BANK?????
nancyschina May-07-07 at 10:27:36 PDT
Then why was it returned and my account debited??
b******* May-07-07 at 10:27:16 PDT
I BELIVE IT CLEARED!!!!!!!!!!!!!!!!!!!!!!!!!!
b******* May-07-07 at 10:26:12 PDT
THE MONEY ORDER CLEARED.
b******* May-07-07 at 10:25:19 PDT
I BELIEVE IT CLEARED.
b******* May-07-07 at 10:24:56 PDT
I BELIEVE IT CLEARED.
nancyschina May-07-07 at 10:23:42 PDT
PLEASE PLEASE PLEASE >>> see the email I sent to you with the portion from my bank clearly stating
IT DID NOT CLEAR .... my account was debited $327.01 ... IT DID NOT CLEAR. What kind person are you??
I am 58 years old and on disability. I am trying to pay my bills by selling a few items on ebay.
And you are causing me to lose $327.01 ... what kind of person are you???
b******* May-07-07 at 10:20:37 PDT
I BELIEVE IT CLEARED.
nancyschina May-07-07 at 10:19:34 PDT
You are just repeating yourself ... that will not make it true ... contact your bank ... IT DID NOT
CLEAR
b******* May-07-07 at 10:18:25 PDT
AS FAR AS I KNOW, THE MONEY ORDER CLEARED.
nancyschina May-07-07 at 10:10:11 PDT
But the money order DID NOT CLEAR ... contact your bank .... it has been returned to me ... IT DID
NOT CLEAR. In a few days I will have it but it is right now being mailed to me by my bank ... the
funds have been withdrawn from MY ACCOUNT ... IT DID NOT CLEAR. I will email you the portion of my
bank account that shows it was returned. I cannot place it here.
b******* May-07-07 at 10:02:55 PDT
I BELIEVE THE MONEY ORDER CLEARED.
b******* May-07-07 at 10:02:09 PDT
TO MY KINOWLEDGE, THE MONEY ORDER CLEARED.
b******* May-07-07 at 10:01:14 PDT
TO MY KNOWLEDGE, THE MONEY ORDER CLEARED.
b******* May-07-07 at 09:59:37 PDT
TO MY KNOWLEDGE THE MONEY WAS SENT.
nancyschina May-07-07 at 09:42:28 PDT
The only information I can get from my bank right now is that the check was returned .. so it either
bounced or had a stop payment on it .... in either case, a new payment is required. And the total
owing is $334.01 as explained to the buyer in previous emails to which he has not responded ... nor
has he responded to the email I sent to him earlier today.
nancyschina May-07-07 at 09:29:18 PDT
The check was cashed and has been returned to my bank ... and the funds have been withdrawn from my
account. I require a new payment .. preferrable by paypal. Ben, please either email me or call me
*** *** ****... your phone number as registered with ebay has been diconnected.
b******* May-07-07 at 09:15:01 PDT
I have already paid for this item using check or money order. Payment details are as follows:
Check number: 217470320
Amount: $327.01
Payee: NANCY GARSON
Payment date: Apr-27-2007
I don't know if this check has been cashed.
nancyschina May-07-07 at 09:07:19 PDT
Also, buyers phone number has been disconnected!!! So I cannot contact him.
nancyschina May-07-07 at 09:06:39 PDT
The item has been mailed but payment did not clear ...
eBay May-07-07 at 09:06:06 PDT
An Unpaid Item dispute has been opened for the following item: Swarovski Crystal 2004 SCS Annual ANNA Figurine (#330108907316)
Reason given for Unpaid Item: The buyer has not paid for the item.
Buyer actions reported by seller: The buyer's payment has not cleared.