Bouncing Payments!
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01-15-2007 10:35 AM
When making the Payment I accidently checked the bank account box, and I did not have $1750.00 in there at the time. Seller shipped rather fast and my payment bounced back three days later.
Fortunate that my CC works as an auto backup so payment did go through, but this experience would lead me to recommend to all, if your item has significant value, you may want to delay the fast shipping your so proud of providing all the time.
Bouncing Payments!
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01-15-2007 11:39 AM
Bouncing Payments!
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01-15-2007 07:11 PM
I asked her to send me an email to confirm this in writing and the CUSTOMER REP said no need since it is in the PAYPAL USER AGREEMENT.
I have not read it to see if her comments were accurate or whether she was just blowing smoke.
FTL
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01-15-2007 07:17 PM
Bouncing Payments!
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01-15-2007 09:05 PM
I don't understand - I often see threads on the US board about PP clawing back funds due to 'unauthorized use of card'. If PP accepts responsibility for checking the card at the time of purchase, that should not happen.
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01-15-2007 09:24 PM
If paid by echeck it stands to reason that there is a few days delay while the e-check is being processed. When found to bounce for insufficient funds, Paypal took it upon themselves to run it through an alternate funding source (the scary part).
That the seller shipped prior to notification of a cleared e-check is foolish.
If the seller received notice from Paypal of e-check clearing and then, three days later, was advised that the payment was bouncing but, not to worry, we can get the money another way, it is really frightening.
Bill treasure-pot
Bill
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01-15-2007 09:42 PM
Bouncing Payments!
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01-15-2007 10:37 PM
Monique
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01-16-2007 06:00 AM
What i did is make a normal bank account payment by accident. This did cost me a hefty charge when the funds were not in my account, and the payment subsequently bounced 3 days later.(are bank account payments automatically echeck?)
The payment then automatically went through my CC, as the CC is auto selected as a back up source for my bank account payments if they get denied. Just I found it weird it took three days for this to happen.
So if a US buyer pays me by bank account payment and does not have the funds maybe this too will cause his payment to bounce back three days later, and if no other funding source is selected as backup, no money maybe?
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01-16-2007 06:18 AM
Bouncing Payments!
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01-16-2007 02:19 PM
Yep! I've had that happen a couple of times. One time I never got a payment and the other the person apologized profusely and repaid. That time it didn't bounce.

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01-16-2007 02:26 PM
Bouncing Payments!
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01-16-2007 02:48 PM
Bouncing Payments!
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01-16-2007 03:38 PM
Yes, it is correct. Never ship any items before you see money on your bank account. Doesn't matter what method of payment buyers use. I saw on Canadian sellers listening notice that paypal payment takes up to 7 days to clear money and this is right.
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01-20-2007 02:08 PM
