Question about using spouse card as payment method

[gamb10r]

Hi. So I usually buy items (hockey cards) below $150, and always use paypal which uses my chequing account. But I have an offer from a seller, totalling over $600 and paypal will only do e cheque which the seller won't accept. So since i don't own a credit card, my only poosible option is to use my wife's card. Same last name, address and postal code. I would use it directly in ebay and not paypal. Is this permitted? I know with other websites it allowed me to process, but just wondering if there would be any problem on ebay.

Thanks, cheers

[reallynicestamps]

Sounds like the seller is trying to take the transaction off eBay, which would end all your Buyer Protections.

We sellers don't actually "take" PP . Or Visa or MasterCard or GooglePay.

We are registered for eBay's internal payment processor, Managed Payments.

It is MP that takes the PP or cc payment and then passes it to us.

Why not suggest to the seller that you split the transaction into two of $300 each, you pay with PP, they get their payment through MP as usual.

And then you are covered by eBay's Money Back Guarantee, by PP's Buyer Protection, and if your wife's card is attached to the PP account by the chargeback provisions of the card.

I would be wary as a buyer of using PP attached only to a bank account, because once the money is in the hands of the seller, it is not refundable, any more than a paper cheque which has been cashed.

[pjcdn2005]

It sounds like the is is an offer that you have to pay for beforehand you can accept the offer?  I honestly don't know if there would be a problem using your wife's card on eBay.  I would guess that there wouldn't be a problem (assuming your wife is ok with it) but the only way to know is to try.

Is it possible to attach that credit card to PayPal for this one transaction and then pay through PayPal?