Ummm- it's an auction.
Your underbidder did not want to spend $200. He stopped bidding at $195(? $199?).
Many buyers have a limit and those "00" numbers are commonly avoided. Just as WalMart prices everything at $X.88, and most stores at $X.99.
If you did not want to spend $200 (+shipping) don't bid $200.
The high bidder wins.
You may prefer the 85% of listings which are Fixed Price.
You like the price the seller asks, you pay, he ships.
