Hi bgspsagems,
I ship mostly small items, which can go in a small bubble envelope, and the value is mostly under $100 Canadian. I ship using "small packet". Though it doesn't have a tracking number, it carries insurance for $100 Canadian, and is quite inexpensive. The package size and weight detrmine your cost, but for an envelope like mine, up to 500 grams, it costs $3.55 ground to the US, and $5.05 air to the US. International is slightly higher, but not much. For US deliveries, the ground is about 2-3 weeks, and the air is about 1-2 weeks. I give my clients the choice(to either save a bit, or have faster delivery). If the time goes over 30 days, you can then claim the insurance. The client may indeed lie about it, but as long as I can get the insurance, I dont at this point care. (For higher value items, I use a different method...either express or Expedited so that I can add insurance to cover the difference).
I checked out your auctions, and it looks like this would be fine for you unless you go over the $100 mark with a particualr card.
I also offer my clients(for those in a rush) Express, but once they see the difference in price, most dont want it.
Hope this helps!
Jaqui

Gem Am I
The spiritual journey is individual, highly personal. It can't be organized or regulated. It isn't true that everyone should follow one path. Listen to your own truth. -Ram Dass