exchangerates

[billybob0112]

who do you use for exchange rates ?

[scifan57]

Paypal's exchange rate is based on the official exchange rate with their 2.5% conversion fee added on. Because it is asked on the official exchange rate,the PayPal exchange rate can change several times a day as exchange rates fluctuate. Bans and credit card companies also charge a fee for exchanging currency that's similar to the rate PayPal charges.

[heidilynn0_3]

Use the Bank of Canada cash rate..

http://www.bankofcanada.ca/rates/exchange/daily-converter/

Keep in mind that PayPal is not a bank and conversion rate will vary as well as some lag time involved.

[dmil8030]

To follow currencies (and estimate an exchange), I like these two:

http://ca.finance.yahoo.com/currencies/converter/#from=CAD;to=USD;amt=1

http://www.x-rates.com/calculator.html

[heidilynn0_3]

Take the conversion showing by eBay from Bloomberg ,add 5%. All are approximates. If a dollar here or there matters than one would wonder if the item should be being considered.

[dmil8030]

Or did you mean at the check-out when you are asked to choose a rate, - either paypal or our bank?  Upon reflection, you don't say specifically. 🙂

I just choose the paypal rate.  Paypal won't be any worse than anyone else, and most banks will grab every cent they possibly can, - just give them a reason.