Hello 'shabca8',
Paying with a credit card on ebay is just about the easiest thing in the world. I know,
I've done it over a thousand times.
Holding your card in one hand, with your other hand click Buy it Now from the listing you
are viewing for the item you want.
Then click Confirm, to indicate that you are serious about buying and paying.
Next click on the Pay Now button on the following page.
After you have clicked Pay Now, you see a page with two payment options.
The top one shows all the credit card icons. Click that. Then click Continue.
(The second option is paypal accounts).
On the next page enter your personal information and card numbers.
Your billing information entered must match that on the credit card statement.
When you have correctly entered all your information, click Pay at the bottom.
You will get two notices of payment in your regular email:
1) a receipt from paypal (yes, you used a credit card, but paypal brokers the transaction
to get the money from your card to the seller)
2) a confirmation from ebay
Happy shopping!