Using eBay shipping labels is signature confirmation included?

[femmefan1946]

What are people thinking that insurance covers?

Damage in transit of course, but Canada Post is pretty grumpy about that, putting most of the onus for damage on poor packing by the sender.

Tire marks on the package and an explanatory note from CPO might win an insurance claim.

But does insurance cover delays? Loss? How long must the delay or loss last before CPO will entertain such a claim?

Third party or Cookie Jar Insurance (self-insurance) would seem more useful and often cheaper.

[pjcdn2005]

I'm fairly sure that most of us know that insurance is for loss and in some cases, damage.   I'm not a big fan of insurance in most cases however if I was sending an item for $750, I would likely purchase insurance.   It would take a long time to make up a loss of $750 via cookie jar insurance.

[lotzofuniquegoodies]

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@artmarketspot wrote:

The thing is with eBay labels I'm not even sure how much the parcel is insured for, but since there is no option to enter an amount I would asume it's aumatically insured for the full price an item sold for. In this case the signature could be automatically included as well. Yet, there could be difference between shipping within Canada and to the States... It would be nice if eBay at least had some clear instructions on this, never mind options.

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@dinomitesales 

@intimewithmusic 

In processing a Canadian shipment this evening some new changes have been made to the insurance section. The information below is based on a shipment valued at 25.00. Insurance option displays (as add on) for regular parcels). CP rates attached are counter rates (No Expedited) For reference purposes only.

eBay Labels Regular Parcel 2.54 Per 100  Limit 25.00 (Based on value of shipment) (Value is frozen

CP Regular Parcel 2.25 Per 100. As per screen options you can over ride insurance value when preparing with CP

eBay Labels Expedited/Xpresspost Free 100 Insurance. (Value is based on value of shipment) Limit 100 (2.25 per extra 100 when applicable)

Re: Shippo: Unable to make an accurate comparison due to how Shippo breaks down charges.

Ebay Labels rate (AB) (Level 3 promo) no insurance Regular/Expedited  17.38

Ebay Labels rate (AB) (Level 3 promo) no insurance  Xpresspost 20.27

Shippo Rates level 2 (AB) No Insurance Regular/Expedited  18.02

Shippo Rate Level 2 (AB) No Insurance Xpresspost 20.69

-Lotz

[femmefan1946]

When I buy my labels at the PO the clerk always tells me the Expedited label includes $100 in insurance and asks if I want to buy more.

[dinomitesales]

I'm not sure what you're trying to point out here.

$2.54 is just $2.25 plus tax, so eBay Labels is just telling you the total cost (incl. tax) to insure your parcel per $100.

[lotzofuniquegoodies]

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@dinomitesales wrote:

I'm not sure what you're trying to point out here.

$2.54 is just $2.25 plus tax, so eBay Labels is just telling you the total cost (incl. tax) to insure your parcel per $100.

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I retested my math using the CP  postage calculator. When I included 100 insurance to a Regular Parcel the total increased by 2.25 plus 11 cents 5 %GST (AB) = 2.36.
(eBay as standard practice rounds up per line when applying taxes.  Total would be 12 cents.

-Lotz

[dinomitesales]

$2.54 is $2.25+13% HST, which makes sense because in your eBay Labels screenshot you mentioned it was going to Ontario, and since eBay uses Commercial rates you get charged the taxes of the destination province.

When you do the calculation on the Canada Post site it's just giving you the consumer rate, in which case since you're mailing from Alberta you only pay the 5% GST, which is why you're seeing $2.36.

Here's Canada Post's tax rates for various services: https://www.canadapost-postescanada.ca/cpc/en/support/kb/receiving/general-information/what-taxes-ap...