Can we accept credit cards? I just saw it in the sellers' page?

[vintagetonow2134]

how does that work? who do I need to speak to to  set this up? My bank or directly to ebay?

If I can;t resolve the paypal issue. I might consider that so I am asking for advice or tips. Anyone accepts credit cards? at least as one of the ways?

[cumos55]

Go to .... Help and Contact at the top left of this page..

Do a search for payment options ..

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If a seller uses credit cards....  this payment option  by a buyer is very specific for one credit card at a time.

Paypal accepts all credit cards.....  Using Paypal means a seller does not have to have many credit cards as payment options... Paypal covers all buyer's credit card options.....

[vintagetonow2134]

that is the ideal. But I have an issue. And they can't seem to be able to verify me so they limited my account. If I can't resolve that. I might have to think of less ideal ways that I could accept payments. And what do you mean the credit cards are one at a time. I thought banks accept most major ones. No?????

[momcqueen]

Have you called PayPal yet?

Directly accepting credit cards is something that only major retailers do due to processing fees and volume considerations.

[ricarmic]

As I understand it the way to present it to the customer is we can accept credit cards through paypal.

There are two ways the buyer can pay via credit card:
-through PAYPAL to us
-directly via their credit card to us

To accept credit cards directly one has to set up an account with each of the credit card companies (as Momc said).

This isn't necessary if the buyer uses their credit card via their paypal account to pay us because PAYPAL bills to the CC and puts the money in our PAYPAL account, the CC transaction is between the buyer and PAYPAL.

Whenever folks ask me if I accept credit cards I say that I can only accept credit cards through PAYPAL...

PS as Momc says the first thing I would do is call PAYPAL directly...they've always been awesome when I call them (during normal business hours).

[cumos55]

5 buyers may have 5 different credit card accounts....

As a seller that only uses credit cards, that would mean 5 different credit card accounts.

These 5 buyers can each have a Paypal account....  that means a seller needs one Paypal account for all 5 buyers.

[vintagetonow2134]

why 5 different?

[vintagetonow2134]

just called. Machine said they will call me back in 49 mins. Will they be able to call my textnow number? I mean I get codes from them alright. And I can also call. But can they?

[vintagetonow2134]

it solved.

[cumos55]

You have 5 potential buyers, and each has a different credit card.

But... you as a seller will only accept Visa.... because you as a seller have an account with Visa and only with Visa, but not the other 4 credit cards.

On Paypal,  the seller can sell to anyone with a Paypal account... regardless of which credit card the buyer  uses with Paypal

[ypdc_dennis]

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@vintagetonow2134wrote:
why 5 different?

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I don't know about needing 5, but when dealing direct, each credit card type like Visa, Mastercard, etc is a separate process.

[momcqueen]

Why five?

VISA
MasterCard
Discovery
American Express

I name four. There’s probably at least one other.

[femmefan1946]

To accept credit cards directly one has to set up an account with each of the credit card companies (as Momc said).

You have to start with the commercial desk at your bank.

Open a business account.

While these have some privileges, which differ from bank to bank and from account to account, most banks will require a business plan.

Then with the business account in hand you approach a processor like Moneris.

They rent you the processing machine (if you do shows, the hand held wireless one is a boon) for around $50 a month.

You will be charged for every payment you process.

The charge will be about 30 cents per transaction plus about 2.9% of the total payment, but when you start out the rate may be higher.

Be sure you get a machine that also processes debit cards.

You can choose which cards you want to accept with the basics being Visa and MasterCard. Avoid American Express - trust me. The basic cards may have different names- but are still MC or Visa.

TL/DR-- Paypal is cheap and easy.

[cyclenorth5905]

did they ever verify you?? I sent my info in last week and cant find anything saying they accepted it. When i go to list my items it is telling me to send my info in, but i already did. 

[femmefan1946]

Who are they?

Paypal sends you a notice that they have deposited a small amount in your bank account.

When you reply with the amount of that deposit, you are verified.

Then they take back the deposit.

Did that happen?

Check your spam .