Third Party Insurance... links to websites and more

[cumos55]

There has been a lot of discussion with respect to third part insurance.

Here are links to

(1) Shipsurance --- Link to

http://www.shipsurance.com/

(2) U-Pic Insurance --- link to

http://www.u-pic.com/

Are there other third party insurance companies?  and if so links  would help

-------------------------------------------------

Google these names  and find more information on the internet.

Considerations

(1) Cost

(2) Coverage

(3) Acceptable countries.

(4) Countries they will not insure....  and that could include certain locations in the US (a surprise) and perhaps even Canada

(5) Claims process......  documentation required to file a claim....

The important thing here is to read carefully... several times....  study their FAQ.... and then internet information.

and if you still have questions  ask the company...... 

I have no personal experience with third-party insurance....  However, there are many here who have used this form of insurance....

Perhaps the most important thing to do is read, and read more... ask questions..

From personal experience  I spent two months of reading, and understanding,  before I  sold my first item on eBay... and used Paypal.....and that was 10 years ago...  Things  have changed ...   and there is a lot more to read today....

Each insurance company has its pluses and negatives....  study the company information  and look for what they do say... and perhaps more important.... what one company says and the other does not say

[pierrelebel]

I have read and reread this thread to make sure I am not missing anything.

Cumos and poco - you both have done a great job clearly and correctly explaining how third party insurance applies to most transactions by eBay sellers.  It was crystal clear to me.

Thank you for taking the time to help others.

[i*m-still-here]

I just got off the phone with shipsurance and what poco posted above is absolutely true.

Sorry poco........... but it only started 2 -3 weeks ago and it's in direct contrast to what they told me the last time I spoke with them.

That's why I kept asking you to clarify it.

Thank you so much for posting it.

Had you not done so it would never have occurred to me, and probably not to anyone else either, that there had been a change.

There was no announcement ...................  nothing......... I'm surprised you discovered it.

So..........  it looks like we won't be covered with small or light packets any more unless we stand in the PO line for a stamp of some kind or other.

I've been dropping my stuff in the drop box............. not sure I'm prepared to stand in long line ups for a stamp.

I'm also pretty sure they won't have a clue what I'm asking for and/or what to get them to stamp and/or ............... well, does such a 'stamp" even exist at the PO?

[pierrelebel]

"does such a 'stamp" even exist at the PO?"

Yes, the dated cancellation stamp is available at all post offices and postal station across Canada.

I use it daily to cancel my outgoing mail for two purposes: it confirms to the buyer that the item was sent on a specific date and it allows me to properly cancel the stamps on the package or envelope without "killing" them.

[cumos55]

Before January 14, we had Small Packet with $100 insurance...

Today we have Small Packet with Third-Party insurance...

Take the parcel to the post office  and pay there, and get all of the necessary documentation.

The Paypal shipping situation is no longer in question.... Canada Post documentation or confirmation of delivery to the post office, is required...

Third-party Insurance is an asset with items of significant value  that weigh less than 500 grams. and being shipped  to the US and internationally.... airmail delivery preferred..

-------------------------------------------

Each insurance company has their limitations...  their own specific rules.

and ... If anyone is not sure of the requirements and limitations of each company then a question  must be asked.

We can see that asking the right question  does get the right answer

[i*m-still-here]

Are you saying that you stamp your own items, or that you stand in line at the PO and they stamp them for you?

When you say that you use it daily to cancel the stamps properly it sounds like you have a stamp and are the one doing the stamping...............

Not sure what you're saying???

[pierrelebel]

"Not sure what you're saying???"

I wrote: " use it daily to cancel my outgoing mail"

I am not sure what else I can add.

In our part of the world, we do not experience a long line up at the postal counter.  The staff lets me do the cancellation of postage stamps on parcels and envelopes using their dated cancellation stamp.

it is that simple.

[i*m-still-here]

P*************  Ahhhh ....... for a fleeting moment I thought ................. my mistake.

I've never seen anyone cancel their own mail before so it's not something that would come to mind.

So, then, there was something you could add after all.  😉

I'm still a little miffed that shipsurance didn't announce the change.

I've been buying their product for the past 2 weeks thinking I was covered while I wasn't. 

I wonder how many others have been doing the same?

[pocomocomputing]

P*************  Ahhhh ....... for a fleeting moment I thought ................. my mistake.

I've never seen anyone cancel their own mail before so it's not something that would come to mind.

So, then, there was something you could add after all.  😉

I'm still a little miffed that shipsurance didn't announce the change.

I've been buying their product for the past 2 weeks thinking I was covered while I wasn't. 

I wonder how many others have been doing the same?

There was no change. Proof of mailings was always there as a requirement based on my emails to and from InsurePost in the past 2 months.

[pocomocomputing]

I just got off the phone with shipsurance and what poco posted above is absolutely true.

Sorry poco........... but it only started 2 -3 weeks ago and it's in direct contrast to what they told me the last time I spoke with them.

That's why I kept asking you to clarify it.

Thank you so much for posting it.

Had you not done so it would never have occurred to me, and probably not to anyone else either, that there had been a change.

There was no announcement ...................  nothing......... I'm surprised you discovered it.

So..........  it looks like we won't be covered with small or light packets any more unless we stand in the PO line for a stamp of some kind or other.

I've been dropping my stuff in the drop box............. not sure I'm prepared to stand in long line ups for a stamp.

I'm also pretty sure they won't have a clue what I'm asking for and/or what to get them to stamp and/or ............... well, does such a 'stamp" even exist at the PO?

Now how am I supposed to take that statement?

[i*m-still-here]

Poco........ 

I called them about a year ago or so and was told that I just had to fill in the online form and nothing more was required............

so that's what I've been doing all along................ just as instructed.

(Didn't was all think that?  Or have others been going to the PO and having their light and small packets stamped if they bought online shipping and insured with shipsurance? I don't know.......... maybe you were.)

When I called them an hour ago to get more information about what you've been posting they verified that what I thought was true, but they also informed me that 

they had just changed this 2-3 weeks ago and now proof of mailing is required just as you described.

Perhaps InsurePost is different.  I don't know.

In any case, they were very clear on the phone that this is a recent change and requirement implemented 2-3 weeks ago.

[almond_t]

Poco - I think the only response to that would be 

I GUESS I'M NOT AS DUMB AS I LOOK, HUH!?

😉

(Disclaimer - j/k of course!!!)  🙂

[bb_cool_stuff]

use it daily to cancel my outgoing mail

I consider myself reasonably intelligent bit i am not sure what this means Pierre.

I have never seen this statement previously.

Do you mean Date Stamping the packages & then taking them to the PO or Date Stamping them at the PO ?

[i*m-still-here]

poco.......... I don't know what you mean???

I'm surprised you discovered it.................... and I'm glad you did!!!!

I would never have done so on my own...................

I can't even think of how I would have accidentally discovered the change.......

and so I'm very pleased that you were consientious enough to do so because you've saved me a lot of $$$$.

Don't look for something that isn't there.

I have no idea how that statement could be offensive.......... would smiley faces help???:-):-)

[pierrelebel]

"Do you mean Date Stamping the packages & then taking them to the PO or Date Stamping them at the PO ?"

Date Stamping them at the PO using their cancellation stamp.

[cumos55]

After many years of interaction,  seller and postal clerk develop an "understanding".

All postal clerk may not be that accommodating

[bb_cool_stuff]

What is a cancellation stamp ?

Not being a wiseguy i have never heard that term previously.

 Is this the date stamp on a package &/or small packet form ?

Maybe i use a different term.

Yes, you can kick my butt.

[cumos55]

One must also understand  that a seller of stamps  will know that the buyer  would appreciate the stamps received on the parcel.....

Stamping/cancelling  them the "right way" would also help with the buyer received a stamp on the envelope/parcel  in an almost perfect condition...

[pocomocomputing]

Yes, it is the date stamp the PO applies to real stamps on a package. It is called cancellation because once applied, the stamps are marked and cannot be reused easily. If not cancelled, then one could steam off the uncanceled stamps and reuse them.

You will find sellers selling uncancelled stamps, gum off in the Canada stamps category for permanent stamps. The intent of the listings is to sell the stamps for reuse as postage which is not allowed. Those sellers do not state how to use the stamps so they can sell them.

[bb_cool_stuff]

Thanks for the clarification. I thought i had a different term for it.

Learn something new every day.

I can see how that would be advantageous for stamp sellers.

[pierrelebel]

"Is this the date stamp on a package"

It is the same dated rubber stamp used on the parcel to cancel postage stamps and on the receipt if a receipt is issued (registration, expedited, etc...).

The alternative is to let Canada Post high speed equipment apply the cancellation. Unfortunately, it is generally undated and often defaces or damages the postage stamps.

Since all my sendings are to stamp collectors or stamp dealers, it makes sense to spend an extra few seconds every day to make sure the postage stamps are cleanly dated and cancelled.