While you should wait until you are notified that the payment has cleared, you can use the payments in MP to buy a label.
It's the only* thing you can buy with your MP balance.
That confirms the money has been recieved, and that you can ship.
MP will use the cleared payment for eBay fees and then transfer it to your bank account. You can choose daily deposits or weekly.
Most small sellers are best to choose weekly since the balance being Held can ensure you have enough there for other payments like PL premiums and Store subcriptions.
But you can have daily if you prefer.
Many of those complaining about the 3-4 delay after the transfer are forgetting that the same delay between processor and bank was also the norm, and also stated, when transfers were made by PP. Although PP would , for a fee, do a same day transfer.
Most sellers pay about the same for PP as they did for MP, 30c + 2.9% (domestic) to 3.9% (international) , for processing. This will change when PP's announced fee rise begins this month.
Both PP and MP have stated the funds they Hold are in an escrow account, which is not interest bearing.
*A very dumb decision on eBay's part. Like most sellers, I used my PP balance to buy online, although less on eBay than on other things like newspaper subscriptions.
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