It their "tactics", make it as difficult as possible and hope the claim goes away.
Just keep pounding away at them and don't give up. Probably not what you want to hear but CP insurance is as bad or worse than any other insurance. It's there to make you feel good until you have a claim at which point the intention is to make you feel as bad as possible. The long range plan seems to be to discourage claims from the get go.

"What else could I do? I had no trade so I became a peddler" - Lazarus Greenberg 1915

"What else could I do? I had no trade so I became a peddler" - Lazarus Greenberg 1915
- answering Trolls is voluntary, my policy is not to participate.