Paypal policy update December 2

[fort2b]

i received a notification email from Paypal today about a policy update.  It told me to log onto my account and look for the notifications icon in the top right side.  I did but when i click on the icon nothing happens......just takes me back to my home page (just lovin' this new updated look from Paypal.....nothing but gliches and problems)..

Soooooo, can somebody tell me what the new policy updates are?   Anything of significance?

thanks in advance.

[tobyshitzu]

papal has sent responses like that about paypals' own promos that were advertised on their own site, like the curent 5% cashback in Canada

[dutchman48]

If you choose to ignore, that is up to you. Hopefully others will not.

[tobyshitzu]

It is 100% not in doubt that is paypal's email linking to paypal's site.   You just need to look at the url its going to.   Also the browser making paypal inc in green to the left of the url box.  A fake would write paypal.com but have the actual link going someone where else like paypalscam.com or paypal-scam.com or not paypal at all, which would unlikely be a secure https and definitely wouldn't make the browser confirm its legit paypal in green

[tobyshitzu]

It is 100% not in doubt that is paypal's email linking to paypal's legit site.  Just look at the url it goes too.  A fake site would write paypal.com or similar but have the underlying link directed elsewhere like paypal-scam.com or paypalscam.com, and would unlikely be a secure httpS.  The browser also confirms that is legit paypal with the paypal inc in green to the left of the url.  A fake would unlikely have your actual name, and certainly wouldn't have everyone in Canada's name.  A fake would unlikely use paypal's canadian address in the email

[tobyshitzu]

It is 100% not in doubt that is paypal's email linking to paypal's legit site.  Just look at the url it goes too.  A fake site would write paypal com or similar but have the underlying link directed elsewhere like paypal-scam com or paypalscam com, and would unlikely be a secure httpS.  The browser also confirms that is legit paypal with the paypal inc in green to the left of the url.  A fake would unlikely have your actual name, and certainly wouldn't have everyone in Canada's name.  A fake would unlikely use paypal's canadian address in the email

[tobyshitzu]

It is 100% not in doubt that is paypal's email linking to paypal's legit site.  Just look at the url it goes too.  A fake site would write paypal.com or similar but have the underlying link directed elsewhere, and would unlikely be a secure httpS.  The browser also confirms that is legit paypal with the paypal inc in green to the left of the url.  A fake would unlikely have your actual name, and certainly wouldn't have everyone in Canada's name.  A fake would unlikely use paypal's canadian address in the email

[reallynicestamps]

I got the same response as dutchman.

I'm not tech savvy enough to find 'underlying URLs' so I'm not clicking on anything.

[pocomocomputing]

Over the past 5 years that I have sent emails to spoof@ebay.com and spoof@paypal.com, I have always received a reply that is is a phishing attempt. And later I have found out that it is not for many.

Sending the email to the spoof addresses is a waste of time. I doubt they even check and it is an automated reply that is is a phishing attempt.

Not surprising since most help services at eBay are incompetent. I am surprised at PayPal because they do have good customer service. I wonder if it is a liability issue. Better to say all are phishing than to say one is not and have it turn out to be a real phishing attempt.

I can look at URL and the email look good. I err on the side of caution and never click on links in emails except for known ones like when I am expecting a reply email to a password confirmation or similar situations. Security breaches on websites are so common today.

[ricarmic]

I totally agree, if I get one like this, I go and log directly into PAYPAL instead of clicking the link....hardly takes any longer and is much much safer!

[tobyshitzu]

That is where the link in the email goes, that will always be a a legit paypal owned site.  If you use gmail there is little chance of ever seeing a spoof they do such a good job filtering to spam and adding a warning too

[rose-dee]

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@pocomocomputing wrote:

I err on the side of caution and never click on links in emails except for known ones like when I am expecting a reply email to a password confirmation or similar situations. Security breaches on websites are so common today.

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I agree -- for those of us in particular who are not highly tech savvy, I think the best way to deal with any unsolicited email, even from a familiar site, is to just go to that site and find the information directly.  

I got the same email from Paypal too, but I avoid links in emails like the plague.  Better safe than sorry, and I'm getting sick of forever changing passwords to shut the barn door after the horse (read: my personal and financial information) has fled.  

[gifts_of_elegance]

I got an email from PayPal too about a New Policy update.  It instructed me to go to My eBay, then to log in to my PayPal account and to look for the update in the upper right hand corner under Policies.  I did and it was a notification that after January 6th, the 180 day will come into affect re items not as described or non-receipt.

I always thought it went into affect November 18th.

[pocomocomputing]

November 18 on PayPal.com, Jan 6 on PayPal.ca. Most USA sellers are registered on PayPal.com so it is in effect for them. Most Canadian sellers are registered on PayPal.ca so it starts on Jan 6.

[gifts_of_elegance]

Wish I knew it was not until January 6th.  I would have kept my store open longer and could have made atleast another $50 in sales.

[dutchman48]

Does it go by where you are registered or which site you list on?

[pocomocomputing]

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@dutchman48 wrote:

Does it go by where you are registered or which site you list on?

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The 180 days is a PayPal option, not eBay. So it does not matter what eBay site you list on. The PayPal 180 days is a buyer option so it depends on where the buyers PayPal is registered to.

PayPal.com registered users have the 180 days since it was implemented on Nov 18, 2014. PayPal.ca Canada registered users will have the 180 days starting Jan 6, 2014.

As for other PayPal sites around the world, I do not know. A quick Google search shows PayPal UK implemented this June 17, 2014. PayPal Australia, Nov 18, 2014. So I would assume most PayPal country sites have or will be 180 days.

Please note this affects all eCommerce sites using PayPal as a payment method.

[dutchman48]

I have never had a problem with Paypal on my websites, but definitely have on Ebay. Funny how websites and Ebay tend to have different types of clientele, which says nothing good about Ebay. I think it also has a great deal to do with what you sell.

I am also wondering if Ebay will get rid of the MBG once the split takes place and just says go through your payment processor as they will no longer directly control the funds. Will all be very interesting in the next year.

[recped]

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@dutchman48 wrote:

I am also wondering if Ebay will get rid of the MBG once the split takes place and just says go through your payment processor as they will no longer directly control the funds. Will all be very interesting in the next year.

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Not a chance, not even the slimmest chance. I don't know why you think anything of substance will change with the PayPal spinoff. eBay Inc will still be the majority owner of PayPal.

[pierrelebel]

" eBay Inc will still be the majority owner of PayPal."

???

Are you sure?

"The company expects to complete the transaction as a tax-free spin-off in the second half of 2015, subject to market, regulatory and certain other conditions.

 eBay Inc. President and CEO John Donahoe and company CFO Bob Swan will be responsible for leading the separation of each business, with board oversight. This includes determining appropriate management and capital structures for eBay and PayPal, and putting in place appropriate operating agreements. Neither Donahoe nor Swan will have an executive management role in the new eBay and PayPal companies.

But to provide continuity, they each expect to serve on one or both of the boards of the two companies."

Read more: http://www.businessinsider.com/ebay-to-separate-paypal-and-ebay-2014-9#ixzz3L4Ejq3JI

My understanding is that by the end of 2015, eBay and PayPal will be two totally separate publicly traded companies with eBay having zero ownership of PayPal.

I expect many (maybe most) institutional shareholders of eBay will continue to hold their PayPal shares after spin-off.

[rose-dee]

Thanks for posting the link to that article Pierre.  Here's the troublesome paragraph from that article from a seller's point of view -- the "relationship" will become less and less directly dictated by eBay: 

"The benefits of the existing relationships between eBay and PayPal will naturally decline over time and can be optimized in arm’s length operating agreements between the two entities. Arm’s length operating agreements can formalize the existing relationships between the two companies and capture ongoing synergies."