Is there any way to go back to using PayPal to manage payments?

[mullersmutt]

I just received an e-mail about eBay managing my payments, and I figured it was required so I went through the whole thing, added my bank account, etc.  Now, all of my payments will be handled directly from eBay to my bank account.

The problem is, I am going to be going from getting my money INSTANTLY (through Paypal's direct-to-bank transfer) to waiting potentially a week or longer to receive my money after being paid?!  This is honestly outrageous.  I value being able to receive my money instantly as I have for years.  I simply cannot believe that eBay considers this an improvement.  It's an improvement for their bottom line I am sure, but definitely not for the seller.  This is extremely disappointing.

If there is a way for me to revert back to using PayPal for receiving funds, PLEASE let me know.

[a51split]

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@reallynicestamps wrote:

How would a tourist export cash for their trip.

Buy loonies at the bank and carry them in her purse, although a very large amount (say $10,000) would incur questions both from the bank teller and from border guards.

Carry a credit card, which will process a CDN purchase by changing it to USdollars.  The cc invoice will be in US dollars.

Carry a credit card from an American bank. Money in that account may have been earned in the US, or transferred, which currency exchange from a Canadian bank.

What if a tourist went to an atm in Canada and pulled out $USD?

I have never seen a Canadian ATM that gave USD.

It would be uneconomic for a bank to store two currencies in the machine for an occasional purchase.

Remember the ATM does not print money on demand, it is loaded by bank staff.

What if a US company wants to buy product outside the US?

Unless the foreign company has an American bank, and many quite small businesses* do, the foreign (Canadian) funds are withdrawn from the Canadian bank account in Cdn dollars  and converted when the buyer cashes the cheque.

It might not help, but there is actually very little paper or metal money around, compared to the amount of money circulating.

Most transactions are in credit, not cash, including all credit card purchases.

This is a very basic and simplified discussion of the applicable law.

https://iclg.com/practice-areas/anti-money-laundering-laws-and-regulations/usa

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Your link is irrelevant to us.  According to that site, those laws only apply to money with a nefarious origin.  It is perfectly legal to transfer any amount of USD into and out of the US. This is how international commerce functions.

Next time you see a CIBC bank, go in and look at the machines.  Usually at least one spits out $USD.  Of the dozen or so locations I regularly use, every one of them has machines with greenbacks.  

It may come as a surprise to you, but it is very common for American tourists to arrive in Canada with only $USD on them. Then when they want to buy something, they pay with that money.

[a52split]

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@reallynicestamps wrote:

How would a tourist export cash for their trip.

Buy loonies at the bank and carry them in her purse, although a very large amount (say $10,000) would incur questions both from the bank teller and from border guards.

Carry a credit card, which will process a CDN purchase by changing it to USdollars.  The cc invoice will be in US dollars.

Carry a credit card from an American bank. Money in that account may have been earned in the US, or transferred, which currency exchange from a Canadian bank.

What if a tourist went to an atm in Canada and pulled out $USD?

I have never seen a Canadian ATM that gave USD.

It would be uneconomic for a bank to store two currencies in the machine for an occasional purchase.

Remember the ATM does not print money on demand, it is loaded by bank staff.

What if a US company wants to buy product outside the US?

Unless the foreign company has an American bank, and many quite small businesses* do, the foreign (Canadian) funds are withdrawn from the Canadian bank account in Cdn dollars  and converted when the buyer cashes the cheque.

It might not help, but there is actually very little paper or metal money around, compared to the amount of money circulating.

Most transactions are in credit, not cash, including all credit card purchases.

This is a very basic and simplified discussion of the applicable law.

https://iclg.com/practice-areas/anti-money-laundering-laws-and-regulations/usa

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Your link is irrelevant. It only applies to money with a nefarious origin. What we're all doing on ebay is legal, and so is transferring $USD across the border.  This is how international commerce works.

The next time you see a CIBC bank, go in and look at the row of ATMs.  Usually there's at least one that has $USD in it.  Of the dozen or so locations I regularly use, every one of them has a machine that spits out USD.

[ut.babe]

Actually, I just checked this.  To print a shipping label in Paypal you have to have a transaction that requires one.  So, the payment has to have occurred with Paypal.  You cannot go and choose to print a shipping label and then load the information yourself.

If a customer hasn't paid you through Paypal, and there is no transaction there to click on "print shipping label" for then you cannot create one.

I would ship with Canada Post through Paypal, get my CP discount (which is always more than the Paypal fees were for the transaction) and pay CP through Paypal as well, all in one step.

Another reason not to go with MP.

[vintage*finds]

Your friend can always transfer back from bank to PP. PP even has a button for such things ...

[pjcdn2005]

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@ut.babe wrote:

Actually, I just checked this.  To print a shipping label in Paypal you have to have a transaction that requires one.  So, the payment has to have occurred with Paypal.  You cannot go and choose to print a shipping label and then load the information yourself.

If a customer hasn't paid you through Paypal, and there is no transaction there to click on "print shipping label" for then you cannot create one.

I would ship with Canada Post through Paypal, get my CP discount (which is always more than the Paypal fees were for the transaction) and pay CP through Paypal as well, all in one step.

Another reason not to go with MP.

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@ut.babe 

You can start a new label in Paypal but you have to sign into paypal.com/shipnow

[mrdutch1001]

Unless something has changed, PayPal ship now option was removed for Canadian PayPal users, several years ago, as was PayPal's debit card that some of us Canadian PayPal members had...

There has to be a transaction through PayPal to be able to create a shipping label with PayPal.

[clemowbooks]

It covers everything because anything could be 'nefarious'.

You can transfer money, you just can't transfer it in US dollars. It has to be changed to the currency of the receiving country.

Of the three bank branches I use, none has more than two machines, and none has US dollars. To get any other currency than loonies or USD you have to phone ahead and make arrangements. USD is available in limited amounts from the tellers.

[maximus7001]

I transfer USD from my american paypal account to my canadian paypal account all the time. Many thousands over the years. They started charging a $3USD flat rate to send up to $10000 friends and family. So if you send $0.01 it still costs $3USD to do so.

Have to do it this way since I have no USA bank account attached to the american paypal account so there is no way to get the $ out of it from sales and now spending it is useless as the items would be stuck in north dakota with a closed border.

Before selling on my USA based .com account and other USA based platforms I would send USD to my USA paypal account from my canadian paypal to buy and ship to north dakota then pick it up.

[pjcdn2005]

Yes, PayPal shipnow was removed several years ago but it is available again so you can print a label there even if the transaction was not done through PP.

[mrdutch1001]

Have tried on occasion to  create a shipping label through PayPal (for shipments to family members)without a transaction and there is no way to do so... and that is my experience from a  very recent attempt. Perhaps this option is only available to specific type of PayPal account &/or account holder...

[jt-libra]

Have tried recently as well.   Unable to!

[pjcdn2005]

@mrdutch1001 

@jt-libra 

There is nothing special about my Paypal account.  When you were trying to make a label that was not for a paypal transaction were you signed into Paypal.com/shipnow ?  You have to sign into the shipnow url,  not just the regular PP page.

After I sign into that url the first page that comes up gives me the option of using Paypal shipping or NetParcel.    When I clicked on PP shipping the next page allowed me to enter the address etc.  I haven't had the need to make a label so haven't gone farther than that but it certainly does look like it will work. 

[jt-libra]

Thanks @pjcdn2005 --- very much appreciated.

I'm familiar with that page, of course, but only when I'm about to prepare a label for a transaction.  I looked for the page earlier and couldn't find it but the shipnow url  was what I needed.

Thanks again!

[Anonymous]

Wow and shes gone. Ebay doesnt have any access to your account just the funds used it's no diffrent then PayPal .The company that handles your transactions does not give you a line of credit per say like paypal does. This is similar to etsy as I havent tried anyone else I cant speak for them. Trust me its safe and once you start they will always be money coming in. My second accounts a startup and it's on managed I like it! Does cost me more in fees though hopefully ebay may adjust it for us based on volume and transactions in the future. I'm sure the stamp,cards,dvd,etc people will put there opinion out there. I have 😎

[Anonymous]

That's funny I did that too. Now I use it to fund my supplies which I buy from ebay.. pain in the buttocks as Forest would say. I have to transfer money back to paypal to spend the money I earned on ebay on ebay. Something sounds wrong there eh!

[Anonymous]

Get a chargeback and you owe money to eBay on top of being out of your item from the fraud of the buyer eBay won't have screened first.@vintadare.


I thought chargebacks only occurred when someone claims they didn't authorize payment. But on reading it allows applys to returned money according to google, I've had paypal protect me from such claims in the past, so am I to assume that if theres no pending funds and ebay has a dispute that I have to pay for the chargeback fee too.. that will happen once and you will see my smoke as I head for the door

[luv4orphans]

Yes I made the same mistake. After a bunch of warning notices that I needed to sign up for this within 2 weeks or they would close my account. A system sucks big time. Used to having US dollars in my paypal account in case I decided to purchase something from a US seller. Now no longer have that option.

Shipped something out the other day without realizing the payment is being processed. They should have something right on the listing that payment is being processed. What happens if it doesn't go through? Am I supposed to wait the 10 days or however long it takes to process to ship. Most probably but does not tell you that. Just that you need to ship the item.

Cannot use the funds to pay for Shippo labels. Goes through paypal and then on to bank account. Why can't we get the shipping fees out of ebay funds that the buyer has paid. Was told by a Shippo rep its not feasible but according to ebay rep it is???

Cannot use Shippo for generating labels with items that are purchased from a US buyer. Had a rep from ebay try to explain it to me and I am not sure if he even knew what he was talking about. Something to do with my method of shipping that I insert into my listings. WTH.  It worked fine before when I use paypal before. I have not changed anything.

Just hate it all around and have nothing good to say about it. They should have ironed out the kinks before they got a few of us guinea pigs to try it out. Reminds me of when I got Windows 10 on my computer for free. All the kinks not ironed out of it and it was a complete nightmare to deal with. And so is this.

[jt-libra]

In preparation for when I'm forced, kicking and screaming, to enrol in Managed Payments, I'm assuming that there are fewer problems if you list  only on .ca?  I would hate to give up my option to list on .com but from everything I've heard, it sounds very cumbersome.

And @luv4orphans, until I read your post, I wasn't aware that after a sale, you can't automatically assume that the payment has been made, but might still be processing.  How long can that take?

I was talking to a neighbour the other day, who I didn't even know was an eBay seller, and the subject of Managed Payments came up.  He was cursing about how much he hated it.  I told him that I wasn't part of that yet and he was incredulous.  He asked how that could be and I said I hadn't signed up yet.  He thought everyone automatically got enrolled.   He told me to hold off as long as I can and I told him that was my intention. 

[luv4orphans]

Payment processing. Not sure. Usually takes a couple of days but no way to know unless we go into our sellers hub. I have one going on 3 days now. Still processing. I already shipped the item. What happens if it doesn't go through. Before we used to see on the listing payment pending or at least when I went to print the labels on paypal. Where the total amount was and I could use that to ship instead of my own money in my bank account.

It stinks and I hate it. No more US dollars when you purchase something. Which is a real bummer considering the currency and the way its been for the last few years.

I wonder if I opt out of ebay completely and start all over again and never sign up for that stupid MP. Or are they going to force everybody to use it eventually. Should be our choice if we want to deal with paypal or this stupid program that doesn't make any sense.

[pjcdn2005]

I'm not in MP yet but the way I understand it, once ebay tells you to ship, the transaction has been approved by the buyer's payment source so you will be paid.

You can still list on .com but your $US payments will be converted to Canadian and you will be charged a 3% conversion rate.  However, they are supposedly looking into a better way to handle international funds.